I just need some advice about life?

Clearly, you have to go to school. If you have to go into debt to do it, do so. You wouldn't think twice, having graduated and taken a full time job, about taking out an $88,000 mortgage. Then why skimp on your schooling, which is so much more important since it will determine your career, your income, your entire life? And now is the time to do it, because I think you're already getting a sense of the difficulties that await you if you enter the work world and then try to go back to school. More often than not, it doesn't happen: you have a job, you have a mortgage and car payments, eventually kids. It's crucial that you do it now.